Francis is an Investment Strategist with UOB Private Bank. Before this, he was an economist with UOB’s Global Economics and Markets Research team, where he was researching on ASEAN economies.
Francis also provides regular economic commentaries in English and Mandarin through local and international print and broadcast media. Before joining UOB, Francis held investment roles in Asian and global financial institutions. His career also included stints as an economist at the Singapore Ministry of Trade and Industry and the Singapore Tourism Board, where he specialised in Tourism Economics.
Francis holds a Bachelor of Social Science (Honours) in Economics and a Master of Social Science in Applied Economics from the National University of Singapore. Continuing his academic interests in the field of applied economics, Francis also contributed a chapter titled "Tourism Demand in Singapore: Estimating Neighbourhood Effects" in the Handbook of Tourism Economics (2013) and published a paper titled “Growth and Environmental Quality in Singapore: Is There Any Trade-off?” in the Ecological Indicators journal (2014).